The OEM Cardinal ExpressLoad ClearVue Lock D-Ring Binder (CRD49110) features a straight post design for easy loading of contents. This binder is ideal for multiple presentations and reports, with a capacity to hold approximately 300 sheets. The locking steel rings securely hold contents and are back-mounted to reduce wear, allowing pages to lie flat. It includes horizontal interior pockets for convenient storage, each capable of holding 40 sheets. Made from PVC-free poly material, this binder is safe for all documents, including photographs, and offers cold crack-resistance to 5 degrees Fahrenheit.